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The topic of this three page article is how being tax-wise when preparing for retirement could lead to an increase in spendable income.
Article excerpt:
A possible alternative is to try to generate an additional $4,000 by reducing your tax rate from 25 percent to perhaps 20 percent. Now, instead of having a net after-tax income of $60,000 ($80,000 – 25%), you would have $64,000 ($80,000 – 20%). Your spendable income increases by $4,000.
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